1. Introduction

1.1. The Concept

1.2. The geometric series formula

1.3. Loan repayment structures

2. Modelling the capitalization factor

2.1. Annualizing costs with Excel

2.2. Annualizing costs with Python

2.3. Capitalization factor with changing discount rates

2.4. Three ways to calculate the capitalization factor

3. Conclusions

3.1. Conclusions